Institutional lending continues to be a challenge for property developers

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“Money is not everything but it ranks right up there with oxygen” – Zig Ziglar

“‘Turnover is vanity, profit is sanity, but cash is king” – Anonymous

It sounds so simple and obvious, yet its interpretations are profound.

During my career, to date, I have worked with incredibly successful property developers and real estate investor partners who continues to understand and operate by this mantra.

Did you know that global private lending is now $2.8 trillion in size – larger than the Australian superannuation pool?

It is often a misconception that property developers who turn to private lending are subprime in comparison to institutional lending, which is absolutely untrue.

Majority of property developers who choose to use private loans simply understand the true cost of time and capitalising on opportunities.

NAB’s Commercial Property Index fell 8 points to a below average 0 in Q1 2020. While the coronavirus is likely to have played some role, the survey was conducted between 25 February and 23 March and pre-dates the impact to the economy and business confidence from stricter containment measures. They state that accessing credit, both debt and equity, is still difficult and property developers expect their funding conditions to worsen further in next three to six months. I think this data is now dated and serves little relevance.

As a former banker, private lender, and real estate developer, I have a holistic understanding on both sides of the same coin.

My team and I understand the challenge and nuances of property finance, property development and the Sydney real estate market. The result is a personalised experience and outcome that results in:

  • Higher private lending ratios
  • Lower presale levels
  • Quicker private loans approval and settlement

Did you know that 90% of our borrowers are new to private lending?


I welcome you to reach out to either have a confidential discussion and become a private lender, or to simply send me some deal metrics to see if there is scope for collaboration.