The team at Vado Private have combined industry experience of more than 80 years. Their knowledge and skill set are diverse, combining the disciplines of law, banking, finance and property development.

Simon Arraj
Director & Responsible Manager

Simon has over 23 years of experience in the real estate finance industry. Commencing his career in credit risk at the Commonwealth Bank of Australia, Simon’s determination to succeed drove him to establish Checkpoint Finance Group in 2002.


In 2017, Simon founded Vado Private and is a Responsible Manager under Australian Financial Services Licence (AFSL 526189).

Simon holds a Bachelor of Science (Mathematics) and Master’s in commerce (Finance). He also holds a RG146 Certificate, Diploma in Mortgage Broking & Management and Diploma in Business Management (Real Estate).

Simon takes a vested interest in keeping abreast of market trends, legislative changes, and lending criteria to provide solutions that will help clients meet their property investment and development objectives.

Outside of work, Simon enjoys spending time with his young family, motor racing and is a car enthusiast.

Paul Abraham
Head of Operations

Paul has over 12 years of experience in commercial banking and real estate finance, having worked as a relationship manager in commercial banking for Bank Of Sydney and NAB before joining Vado Private in 2019.


During this time, Paul has developed his abilities across a variety of financial debt instruments, with particular interest in property development funding and the macroeconomic factors that underpins the industry.

Working at Vado Private after a career at banks has allowed Paul to put more of his own expertise and skin in the game into transactions to help fund clients; this means he has had to move fast and build closer understandings of his clients, industry knowledge and the risk management of investment capital – and the result is a more enjoyable, rewarding experience.

Paul holds a Bachelor of Economics and a Bachelor of Applied Finance from Macquarie University.

In his free time, he enjoys a wide array of sports, medium and activities – especially with his young family.

Hien Nguyen
Head of Broker Distribution

0424 983 770

Hien joined the business to expand Vado’s network in the Broker industry and build a presence as a key competitor in the Private lending space. Hien has spent 27+ years in customer relationship management, the last 17 years working with Broker partners and has experience in Lending, Digital Banking and Aggregation.


Hien understands how Brokers businesses work and what is important to them and their clients.

Placing strong importance on building long term relationships with her Brokers over the years, Hien has built a reputation for herself in the industry as someone who is open, honest, and proactive in her approach with an efficient, professional manner and shows a willingness to assist where possible.

Hien does charity work in her spare time, volunteers regularly at Monika’s Doggie Rescue and has raised funds for many charities over the years by combining her love of running, walking and annoying her friends and family to donate to all her causes. Hien came to Australia at the age of 5 as a Vietnamese Refugee with her 6 siblings and was raised with the attitude of being able to give back wherever possible, a trait instilled by her Parents who may have come here with nothing but were willing to give what they could for those in need.

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