OUR TEAM

The team at Vado Private are credit and real estate experts who take a considered with bespoke commercial finance solutions. Their knowledge and skill set are diverse, combining the disciplines of law, banking, finance and property development. Our team have 25+ years of experience in credit assessment, credit origination and risk management.


Simon Arraj
Director & Responsible Manager


Simon has over 23 years of experience in the real estate finance industry. Commencing his career in credit risk at the Commonwealth Bank of Australia, Simon’s determination to succeed drove him to establish Checkpoint Finance Group in 2002.

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In 2017, Simon founded Vado Private and is a Responsible Manager under Australian Financial Services Licence (AFSL 526189).

Simon holds a Bachelor of Science (Mathematics) and Master’s in commerce (Finance). He also holds a RG146 Certificate, Diploma in Mortgage Broking & Management and Diploma in Business Management (Real Estate).

Simon takes a vested interest in keeping abreast of market trends, legislative changes, and lending criteria to provide solutions that will help clients meet their property investment and development objectives.

Outside of work, Simon enjoys spending time with his young family, motor racing and is a car enthusiast.


Paul Abraham
Head of Operations


Paul has over 12 years of experience in commercial banking and real estate finance, having worked as a relationship manager in commercial banking for Bank Of Sydney and NAB before joining Vado Private in 2019.

More

During this time, Paul has developed his abilities across a variety of financial debt instruments, with particular interest in property development funding and the macroeconomic factors that underpins the industry.

Working at Vado Private after a career at banks has allowed Paul to put more of his own expertise and skin in the game into transactions to help fund clients; this means he has had to move fast and build closer understandings of his clients, industry knowledge and the risk management of investment capital – and the result is a more enjoyable, rewarding experience.

Paul holds a Bachelor of Economics and a Bachelor of Applied Finance from Macquarie University.

In his free time, he enjoys a wide array of sports, medium and activities – especially with his young family.


Hien Nguyen
Head of Broker Distribution

0424 983 770
hien@vadoprivate.com.au

Hien joined the business to expand Vado’s network in the Broker industry and build a presence as a key competitor in the private lending space. Hien has spent 27+ years in customer relationship management, the last 17 years working with Broker partners and has experience in Lending, Digital Banking and Aggregation.

More

Hien understands how Brokers businesses work and what is important to them and their clients.

Placing strong importance on building long term relationships with her Brokers over the years, Hien has built a reputation for herself in the industry as someone who is open, honest, and proactive in her approach with an efficient, professional manner and shows a willingness to assist where possible.

Hien does charity work in her spare time, volunteers regularly at Monika’s Doggie Rescue and has raised funds for many charities over the years by combining her love of running, walking and annoying her friends and family to donate to all her causes.

Jodene Jackson
Director of Investor Relations


Jodene has over 15 years’ experience as a communications specialist across all aspects of investor relations and reputation management. Jodene has worked in funds management in several asset classes including equities, private credit and property. She is RG146 qualified.

More

Jodene has spent the last 10 years being investors first point of call and managing the day-to-day relationship with the fund administration and unit registry services.

Jodene joins Vado Private after completing a maternity cover contract at Centennial Property Group and previously spent eight years at Montgomery Investment Management. During her tenure at Montgomery, Jodene delivered the marketing campaigns for 10 fund launches to market across global equities, small caps and private credit.

Jodene has a proven track record of fostering positive relationships with investors, a strong dedication to client satisfaction, while strategically managing financial communication, reporting and investor education.

Outside of work, Jodene is a committed Pilates attendee who loves to cook for friends and is pestering her husband for a dog of her own.


Geoff Spencer
Business Development Manager

geoff@vadoprivate.com.au
0405 709 913

Geoff has over 20 years’ experience in the finance industry as a Business Development Manager working for both big four banks and second tier lenders. Geoff has developed a deep understanding of how a brokers business work and prides himself on delivering world class customer service and solution-based outcomes for brokers.

More

Throughout his career Geoff has built a large network base of brokers and referrals partners.

Geoff joins Vado Private from MA Money and before that Liberty Financial where he was responsible for the growth in regional NSW across all aggregator and broker partners.

Geoff is a keen sportsman, playing both baseball and golf and is also a keen car enthusiast.


Sanjay Anand
Business Development Manager

sanjay@vadoprivate.com.au
0424 486 788

With over 10 years of experience in the Banking and Financial services industry, Sanjay has previously held lending positions at St. George Bank, Adelade Bank and MA Financial Group. He holds a Bachelor of Commerce specialising in Applied Finance and a Diploma in Mortgage Broking.

More

Sanjay is passionate about helping brokers grow their business and assisting them to get the right lending solution for their clients. Sanjay prides himself on being accessible and going above and beyond for his broker partners.

Sanjay joins Vado Private from MA Money where he looked after a large portfolio of mortgage brokers with a focus on providing non-conforming loan products.

Outside of work, Sanjay loves to travel and is a huge cricket fan.


OUR TEAM

The team at Vado Private have combined industry experience of more than 80 years. Their knowledge and skill set are diverse, combining the disciplines of law, banking, finance and property development.

Simon Arraj Director & Responsible Manager

Simon has over 23 years of experience in the real estate finance industry. Commencing his career in credit risk at the Commonwealth Bank of Australia, Simon’s determination to succeed drove him to establish Checkpoint Finance Group in 2002.

More

In 2017, Simon founded Vado Private and is a Responsible Manager under Australian Financial Services Licence (AFSL 526189).

Simon holds a Bachelor of Science (Mathematics) and Master’s in commerce (Finance). He also holds a RG146 Certificate, Diploma in Mortgage Broking & Management and Diploma in Business Management (Real Estate). Simon takes a vested interest in keeping abreast of market trends, legislative changes, and lending criteria to provide solutions that will help clients meet their property investment and development objectives. Outside of work, Simon enjoys spending time with his young family, motor racing and is a car enthusiast.

Paul Abraham Head of Operations

Paul has over 12 years of experience in commercial banking and real estate finance, having worked as a relationship manager in commercial banking for Bank Of Sydney and NAB before joining Vado Private in 2019.
More
During this time, Paul has developed his abilities across a variety of financial debt instruments, with particular interest in property development funding and the macroeconomic factors that underpins the industry. Working at Vado Private after a career at banks has allowed Paul to put more of his own expertise and skin in the game into transactions to help fund clients; this means he has had to move fast and build closer understandings of his clients, industry knowledge and the risk management of investment capital – and the result is a more enjoyable, rewarding experience. Paul holds a Bachelor of Economics and a Bachelor of Applied Finance from Macquarie University. In his free time, he enjoys a wide array of sports, medium and activities – especially with his young family.

Hien Nguyen Head of Broker Distribution

0424 983 770 hien@vadoprivate.com.au

Hien joined the business to expand Vado’s network in the Broker industry and build a presence as a key competitor in the private lending space. Hien has spent 27+ years in customer relationship management, the last 17 years working with Broker partners and has experience in Lending, Digital Banking and Aggregation.

More

Hien understands how Brokers businesses work and what is important to them and their clients.

Placing strong importance on building long term relationships with her Brokers over the years, Hien has built a reputation for herself in the industry as someone who is open, honest, and proactive in her approach with an efficient, professional manner and shows a willingness to assist where possible. Hien does charity work in her spare time, volunteers regularly at Monika’s Doggie Rescue and has raised funds for many charities over the years by combining her love of running, walking and annoying her friends and family to donate to all her causes.

Jodene Jackson Director of Investor Relations

Jodene has over 15 years’ experience as a communications specialist across all aspects of investor relations and reputation management. Jodene has worked in funds management in several asset classes including equities, private credit and property. She is RG146 qualified.
More
Jodene has spent the last 10 years being investors first point of call and managing the day-to-day relationship with the fund administration and unit registry services. Jodene joins Vado Private after completing a maternity cover contract at Centennial Property Group and previously spent eight years at Montgomery Investment Management. During her tenure at Montgomery, Jodene delivered the marketing campaigns for 10 fund launches to market across global equities, small caps and private credit. Jodene has a proven track record of fostering positive relationships with investors, a strong dedication to client satisfaction, while strategically managing financial communication, reporting and investor education. Outside of work, Jodene is a committed Pilates attendee who loves to cook for friends and is pestering her husband for a dog of her own.

Geoff Spencer Business Development Manager

geoff@vadoprivate.com.au 0405 709 913
Geoff has over 20 years’ experience in the finance industry as a Business Development Manager working for both big four banks and second tier lenders. Geoff has developed a deep understanding of how a brokers business work and prides himself on delivering world class customer service and solution-based outcomes for brokers.
More
Throughout his career Geoff has built a large network base of brokers and referrals partners. Geoff joins Vado Private from MA Money and before that Liberty Financial where he was responsible for the growth in regional NSW across all aggregator and broker partners. Geoff is a keen sportsman, playing both baseball and golf and is also a keen car enthusiast.

Sanjay Anand Business Development Manager

sanjay@vadoprivate.com.au 0424 486 788
With over 10 years of experience in the Banking and Financial services industry, Sanjay has previously held lending positions at St. George Bank, Adelade Bank and MA Financial Group. He holds a Bachelor of Commerce specialising in Applied Finance and a Diploma in Mortgage Broking.
More
Sanjay is passionate about helping brokers grow their business and assisting them to get the right lending solution for their clients. Sanjay prides himself on being accessible and going above and beyond for his broker partners. Sanjay joins Vado Private from MA Money where he looked after a large portfolio of mortgage brokers with a focus on providing non-conforming loan products. Outside of work, Sanjay loves to travel and is a huge cricket fan.




OUR TEAM

The team at Vado Private have combined industry experience of more than 80 years. Their knowledge and skill set are diverse, combining the disciplines of law, banking, finance and property development.


Simon Arraj
Director & Responsible Manager

Simon has over 23 years of experience in the real estate finance industry. Commencing his career in credit risk at the Commonwealth Bank of Australia, Simon’s determination to succeed drove him to establish Checkpoint Finance Group in 2002.

More

In 2017, Simon founded Vado Private and is a Responsible Manager under Australian Financial Services Licence (AFSL 526189).

Simon holds a Bachelor of Science (Mathematics) and Master’s in commerce (Finance). He also holds a RG146 Certificate, Diploma in Mortgage Broking & Management and Diploma in Business Management (Real Estate).

Simon takes a vested interest in keeping abreast of market trends, legislative changes, and lending criteria to provide solutions that will help clients meet their property investment and development objectives.

Outside of work, Simon enjoys spending time with his young family, motor racing and is a car enthusiast.

Paul Abraham
Head of Operations

Paul has over 12 years of experience in commercial banking and real estate finance, having worked as a relationship manager in commercial banking for Bank Of Sydney and NAB before joining Vado Private in 2019.

More

During this time, Paul has developed his abilities across a variety of financial debt instruments, with particular interest in property development funding and the macroeconomic factors that underpins the industry.

Working at Vado Private after a career at banks has allowed Paul to put more of his own expertise and skin in the game into transactions to help fund clients; this means he has had to move fast and build closer understandings of his clients, industry knowledge and the risk management of investment capital – and the result is a more enjoyable, rewarding experience.

Paul holds a Bachelor of Economics and a Bachelor of Applied Finance from Macquarie University.

In his free time, he enjoys a wide array of sports, medium and activities – especially with his young family.

Hien Nguyen
Head of Broker Distribution

0424 983 770
hien@vadoprivate.com.au

Hien joined the business to expand Vado’s network in the Broker industry and build a presence as a key competitor in the private lending space. Hien has spent 27+ years in customer relationship management, the last 17 years working with Broker partners and has experience in Lending, Digital Banking and Aggregation.

More

Hien understands how Brokers businesses work and what is important to them and their clients.

Placing strong importance on building long term relationships with her Brokers over the years, Hien has built a reputation for herself in the industry as someone who is open, honest, and proactive in her approach with an efficient, professional manner and shows a willingness to assist where possible.

Hien does charity work in her spare time, volunteers regularly at Monika’s Doggie Rescue and has raised funds for many charities over the years by combining her love of running, walking and annoying her friends and family to donate to all her causes.

Jodene Jackson
Director of Investor Relations

Jodene has over 15 years’ experience as a communications specialist across all aspects of investor relations and reputation management. Jodene has worked in funds management in several asset classes including equities, private credit and property. She is RG146 qualified.

More

Jodene has spent the last 10 years being investors first point of call and managing the day-to-day relationship with the fund administration and unit registry services. 

Jodene joins Vado Private after completing a maternity cover contract at Centennial Property Group and previously spent eight years at Montgomery Investment Management. During her tenure at Montgomery, Jodene delivered the marketing campaigns for 10 fund launches to market across global equities, small caps and private credit. 

Jodene has a proven track record of fostering positive relationships with investors, a strong dedication to client satisfaction, while strategically managing financial communication, reporting and investor education. 

Outside of work, Jodene is a committed Pilates attendee who loves to cook for friends and is pestering her husband for a dog of her own.

Geoff Spencer
Business Development Manager

geoff@vadoprivate.com.au
0405 709 913

Geoff has over 20 years’ experience in the finance industry as a Business Development Manager working for both big four banks and second tier lenders. Geoff has developed a deep understanding of how a brokers business work and prides himself on delivering world class customer service and solution-based outcomes for brokers. 

More

Throughout his career Geoff has built a large network base of brokers and referrals partners.

Geoff joins Vado Private from MA Money and before that Liberty Financial where he was responsible for the growth in regional NSW across all aggregator and broker partners.   

Geoff is a keen sportsman, playing both baseball and golf and is also a keen car enthusiast.

Sanjay Anand
Business Development Manager

sanjay@vadoprivate.com.au
0424 486 788

With over 10 years of experience in the Banking and Financial services industry, Sanjay has previously held lending positions at St. George Bank, Adelade Bank and MA Financial Group. He holds a Bachelor of Commerce specialising in Applied Finance and a Diploma in Mortgage Broking.

More

Sanjay is passionate about helping brokers grow their business and assisting them to get the right lending solution for their clients. Sanjay prides himself on being accessible and going above and beyond for his broker partners.

Sanjay joins Vado Private from MA Money where he looked after a large portfolio of mortgage brokers with a focus on providing non-conforming loan products. 

Outside of work, Sanjay loves to travel and is a huge cricket fan.