Senior Debt

Vado Private is a specialised mortgage manager. Loans are secured by registered first mortgages against all major property asset classes including residential, retail, commercial and industrial for both development and investment. Typically, borrowers include property developers, property investors and small-to-medium sized business owners. Vado Private’s key points of difference include:

  • No exit strategy required
  • Simple credit process
  • Understanding of property, construction and development
  • Prompt decisions
  • Funding construction loans  
  • Vacant land acceptable security
  • Lend on partially complete projects

Established Real Estate

Security
Registered 1st ranking mortgage
Property Type
Residential, commercial, industrial and retail
Location
Australia wide
Facility Type
Fully Drawn
Min. Loan
$500K
Max. Loan
$25 mil
Min. Term
3 months
Max. Term
24 months
LVR
Up to 75% of ‘As Is’ value (exclusive of GST)
Repayments
Prepaid, monthly in arrears or capitalised

Land (DA Approved)

Security
Registered 1st ranking mortgage
Property Type
Residential, commercial, industrial
Location
Australia wide
Facility Type
Fully Drawn
Min. Loan
$500K
Max. Loan
$25 mil
Min. Term
Case by case
Max. Term
12 months
LVR
55-65% of ‘As Is’ with DA (exclusive of GST)
Repayments
Prepaid, monthly in arrears or capitalised

Land (No Planning Approval)

Security
Registered 1st ranking mortgage
Property Type
Residential, commercial, industrial
Location
Australia wide
Facility Type
Fully Drawn
Min. Loan
$500K
Max. Loan
$25 mil
Min. Term
Case by case
Max. Term
12 months
LVR
50-60% of ‘As Is’ value (exclusive of GST)
Repayments
Prepaid, monthly in arrears or capitalised

Construction

Security
Registered 1st ranking mortgage
Property Type
Residential, commercial, industrial
Location
Australia wide
Facility Type
Progressively Drawn
Min. Loan
$500K
Max. Loan
$25 mil
Min. Term
Case by case
Max. Term
As per QS recommendation
LVR
Up to 70% of ‘As If Complete’ (exclusive of GST)
Repayments
Monthly in arrears or capitalised
Presales
Nil – 100% + Debt Cover